PayPal fees used in this calculator
| Country | Standard domestic rates | Fixed fee | International surcharge |
|---|---|---|---|
| United States | PayPal Checkout 3.49%; Goods & Services (send/receive money) 2.99%; standard card payments 2.99% | $0.49 (none on Goods & Services) | +1.50% |
| United Kingdom | Commercial transactions 2.9% | £0.30 | +1.29% EEA, +1.99% other markets |
| Germany | PayPal Checkout 2.99%; Goods & Services 2.49% | €0.39 | +0% EEA, +1.29% UK, +1.99% other markets |
| Australia | Commercial transactions 2.90% | A$0.30 | +1.00% |
Sources, last checked 24 October 2026: PayPal merchant fee pages for US, UK, Germany and Australia. Germany's Goods & Services international surcharges differ slightly (US/Canada +1.99%, other markets +2.99%). Currency conversion, tiered or negotiated pricing and other payment types are not included, and every rate can be edited.
Formulas
Fee = Amount × (Rate % + International %) + Fixed fee
You receive = Amount − Fee
Amount to ask for = (Target + Fixed fee) ÷ (1 − Rate % − International %)
You receive = Amount − Fee
Amount to ask for = (Target + Fixed fee) ÷ (1 − Rate % − International %)
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FAQ
How much does PayPal charge to receive $100 in the US?
With PayPal Checkout (3.49% + $0.49) the fee is $3.98, so you receive $96.02. As a Goods & Services payment (2.99%, no fixed fee) the fee is $2.99.
What is PayPal's fee in the UK?
2.9% + £0.30 for standard domestic commercial transactions, plus 1.29% for EEA buyers or 1.99% for buyers in other markets.
Does PayPal refund its fee when I refund a buyer?
PayPal UK's fee page says the fees you originally paid to receive the payment are not returned when you refund. Check your own country's terms.